The Slowdown in Employer Insurance Cost Growth: Why Many Workers Still Feel the Pinch

Publication date: 
October, 2016
Source(s): 
Commonwealth Fund

The Slowdown in Employer Insurance Cost Growth: Why Many Workers Still Feel the Pinch

Compared to the five years leading up to the ACA, premium growth for single health insurance policies offered by employers slowed both in the nation overall and in 33 states and the District of Columbia.

There has been a similar slowdown in growth in the amounts employees contribute to health plan costs.

Yet many families feel pinched by their health care costs: despite a recent surge, income growth has not kept pace in many areas of the U.S. Employee contributions to premiums and deductibles amounted to 10.1 percent of U.S. median income in 2015, compared to 6.5 percent in 2006.

These costs are higher relative to income in many southeastern and southern states, where incomes are below the national average...

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