Century Foundation Report Finds Out Why High-Risk Insurance Pools Still Won't Work

Century Foundation Report Finds Out Why High-Risk Insurance Pools Still Won't Work

Recently, leaked documents from House Republicans show plans to create high-risk pools as an alternative to the Affordable Care Act's (ACA) guaranteed access to health insurance for people with pre-existing conditions.

Theoretically, insuring such individuals in their own pool prevents their high costs from raising average premiums for others. However, researchers found that historically high-risk pools often suffered from insufficient funding, constraints on eligibility, and gaps in coverage...