Commonwealth Fund Brief Explains ACA’s Effect on Out-of-Pocket Cost-Sharing, Spending on Premiums

Commonwealth Fund Brief Explains ACA’s Effect on Out-of-Pocket Cost-Sharing, Spending on Premiums

One important benefit gained by the millions of Americans with health insurance through the Affordable Care Act (ACA) is protection from high out-of-pocket health spending.

While Medicaid unambiguously reduces out-of-pocket premium and medical costs for low-income people, it is less certain that marketplace coverage and other types of insurance purchased to comply with the law’s individual mandate also protect from high health spending...